COMPARISON / OUTGROWN YOCO UPGRADE PATH

TimeWorks vs Yoco - Honest Comparison 2026

Yoco has made card payments accessible to tens of thousands of small South African businesses. It is an excellent entry point. But as businesses grow, Yoco's limitations around stock management, reporting depth, and table or kitchen management become apparent. This page helps you decide whether you have outgrown Yoco and what a full POS platform offers.

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info Transparency note: This comparison is maintained by TimeWorks. We aim for accuracy but recommend verifying current pricing and features directly with each provider before making a purchasing decision.

FEATURE COMPARISON

Side-by-Side Breakdown

CRITERION	TIMEWORKS	YOCO
Stock management	Full inventory with reorder triggers	Basic item list only
Table management	Full table plan, split bills, kitchen display	Not available
Reporting depth	20+ report types, exportable to Excel	Basic sales summaries
Multi-terminal	Unlimited terminals on shared database	Limited sync between devices
Transaction fees	No transaction percentage fee	Percentage fee on every transaction
Offline operation	Full offline with local SQL server	Limited offline capability

TIMEWORKS ADVANTAGES

Where TimeWorks Wins

check_circleFull inventory management with stock levels, supplier orders, and variance reports
check_circleTable management and kitchen display integration for hospitality
check_circleDetailed sales analytics, staff performance tracking, and SARS-ready reporting
check_circleMulti-terminal setup for busy trading environments with shared stock pools

YOCO STRENGTHS

Where Yoco Leads

infoExtremely easy to set up, ideal for market traders and pop-ups
infoNo monthly fees on basic plans, pay-as-you-go transaction model
infoGreat mobile card acceptance with compact hardware
infoStrong South African brand with good local community support

gavel OUR HONEST VERDICT

Yoco is the right tool for a sole trader, market stall, or single-operator setup processing under R50,000 per month. Once you have staff, stock, multiple terminals, or a restaurant environment, the transaction fees and feature gaps make upgrading to TimeWorks a sound financial decision.

FREQUENTLY ASKED QUESTIONS

Common Questions

How much does Yoco charge per transaction vs TimeWorks? add

Yoco charges a transaction fee on every card payment, typically between 2.6% and 2.95% depending on your plan. For a business processing R200,000 per month in card sales, that is R5,200 to R5,900 in fees every month, or over R60,000 per year. TimeWorks charges no transaction percentage fees. The once-off system cost is typically recovered within six to twelve months for a business at that revenue level, making the upgrade financially compelling.

Can I keep Yoco for card payments and add TimeWorks for POS? add

Yes, some businesses run TimeWorks as their core POS and stock management system while keeping Yoco for mobile card acceptance at secondary points of sale, like a market pop-up or delivery driver terminal. TimeWorks integrates with a range of payment terminals for fixed-counter card acceptance. Our team can advise on the best payment integration for your specific setup during the demo consultation.

Will I lose my Yoco sales history when I switch? add

Your historical sales data remains in your Yoco account after you stop using it as your primary POS. TimeWorks starts with a fresh database from your go-live date. If you need to import historical product or customer data from Yoco, our team can assist with a CSV export and import process. We recommend running parallel systems for at least one trading day to verify the TimeWorks setup before fully switching over.

MAKE AN INFORMED CHOICE

See TimeWorks in Action

Book a free demo with our team. We will walk you through the features relevant to your business, answer your comparison questions honestly, and provide a no-obligation quote with full cost of ownership figures.

Book a Free Demo Call 0861 736 767